The Gold card is a payment card associated with high-end services and benefits. There are several advantages to paying with your Gold card when shopping online or in store.
To order on the net as to buy in store, it is essential to use a secure means of payment. The Gold card is one of the bank cards offering the best security guarantees.
In particular, the most recent Gold cards can benefit from the new biometric technology, for secure transactions at the highest level. The Gold biometric card has its secret code replaced by fingerprint recognition.
In the event of loss or theft of a Mastercard , the opposition procedure is simplified. Just call the dedicated number. Telephone advisers are available 24 hours a day, 7 days a week. The responsiveness is therefore optimal.
In case of fraudulent use of the lost or stolen card, a refund can be obtained.
A new Gold bank card is also issued within 48 hours , the old one is no longer usable even if it is found.
The gold card is coupled with promotional packages. These are reductions, cashback and other additional services (for example a concierge service or access to an airport lounge). These advantages are negotiated with various and numerous partners.
They differ depending on the network, which can be Mastercard, Visa or American Express.
Holders of a Gold Mastercard card can join the Priceless platform, and access Mastercard Priceless Cities benefits, for gastronomic, cultural, shopping, globe-trotting experiences... and Mastercard Travel Rewards, with discounts on the biggest international brands .
The Visa Premier card also offers its share of advantages for shopping, with many professionals from various sectors affiliated with the program:sport, travel, culture, fashion...
Having a Gold American Express card entitles you to a loyalty program with a system of points convertible into gifts or as a means of payment, presales and exclusive offers.
Whatever the brand of his Gold card, it is accepted in several million stores around the world.
Several assistance guarantees and insurance included with a Gold card come to protect the goods and services purchased online or in store and paid for via the Gold card, in France and abroad.
Each purchase of a material good financed by the Gold card is insured against theft, breakage, problems related to delivery. A product damaged during or after delivery can thus be reimbursed.
Travelers are particularly protected by CB Gold insurance. In particular through civil liability cover, in France and abroad, legal assistance, death/disability cover, repatriation . But not only.
Trip cancellation and postponement insurance comes into play in the event of illness or accident. It provides compensation to cover advanced travel and accommodation costs.
Assistance for stays in the mountains et à la neige covers search and rescue costs, as well as the reimbursement of unused ski passes following an accident.
Rental vehicle insurance covers damage to the vehicle in the event of an at-fault accident. The benefit extends to the excess costs and the costs of repairing the vehicle whose rental was paid for via the Gold card, in an agency or online.
Travel incidents, such as a train or plane delay or lost luggage for example, can generate unforeseen costs for travellers:the need to take a hotel room, a taxi, to buy basic necessities, etc. Travel incident insurance compensates for these unforeseen but necessary purchases.
Paying by credit card is convenient , but spending limits can be restrictive. The Gold card, issued subject to income, has its payment and ATM withdrawal limits extended.
For withdrawals, the ceiling is generally set at €300 to €500 over 7 rolling days for a classic card, and increases to €1,000 with a Gold card.
For payments, 3000 to 8000 € of expenses are authorized over 30 days sliding fees with a Gold card, compared to €2,500 with a classic card.
Enough to meet their needs, planned or not, their desires and their favorites.
A payment card can be immediate or deferred debit. When subscribing to a Gold card , the choice is open. The holder chooses the formula that suits him best in order to be able to make his purchases while managing his accounts for the best.
For shopping, favoring payment by Gold card allows you to optimize your expenses, take advantage of additional services and secure your transactions. In short, to be a VIP customer. The advantages are therefore multiple.
